Planning guides
The money questions that come with being paid in stock.
These guides cover the rules that are the same wherever you work: how much of one stock to keep, what you owe when you sell, how the mega backdoor Roth works, and what changes when you move or buy a home. For what’s specific to your company, start with its employee guide.
How to sell down a concentrated stock positionHow much of one stock to keep, which shares to sell first, and how to handle large gains.RSU taxes when you sell: capital gains, cost basis, and Form 8949What you owe when you sell, and how to keep from paying tax twice on the same income.How the mega backdoor Roth worksHow the two steps work, how much room you have in 2026, and how it differs from other Roth options.How RSUs are taxed when you move statesWhat California still taxes after you leave, with an example and the records to keep.Can you use RSU income to buy a home?What lenders count, and how to turn vested shares into cash by closing.Donating company stock to charityWhen to give shares instead of cash, and how donor-advised funds and charitable trusts work.
Guides by employer
Vesting schedules, trading windows, withholding, and 401(k) plans differ from one company to the next. Each employee guide covers one company.