Comprehensive Financial Management
SEC-registered investment adviser in Los Gatos, CaliforniaRegistered since 2012
Figures as filed with the SEC on 31 March 2026. Checked against the SEC's public record on 17 September 2026.
Comprehensive Financial Management LLC is a Los Gatos-based, SEC-registered investment adviser reporting $18.52B in regulatory assets in its March 2026 Form ADV. Its brochure lists Individually set hourly rates in advisory fees.
Assets and clients#
| Client type | Clients | Regulatory AUM | Share | Avg. per client |
|---|---|---|---|---|
| High-net-worth individuals | 13 | $17,217,480,062 | 93.0% | $1.32B |
| Charitable organizations | 12 | $374,579,994 | 2.0% | $31.2M |
| Other: trusts | 5 | $926,377,717 | 5.0% | $185.3M |
| Total | 30 | $18,518,437,773 | 100% | $617.3M |
- Regulatory AUM
- $17,217,480,062
- Share
- 93.0%
- Avg. per client
- $1.32B
- Regulatory AUM
- $374,579,994
- Share
- 2.0%
- Avg. per client
- $31.2M
- Regulatory AUM
- $926,377,717
- Share
- 5.0%
- Avg. per client
- $185.3M
Discretion
- Discretionary
- $18,518,437,773 across 30 accounts (100.0% of AUM)
- Non-discretionary
- $0 across 0 accounts (0.0%)
- Non-U.S. clients
- 0% of clients
- Non-AUM advisory clients
- 0 clients received advice without assets under management last fiscal year
Form ADV Part 1A, Items 5.D and 5.F. Fiscal year ends December; amendment filed 31 March 2026. View Item 5 in the filing
Reported holdings#
| Largest positions | Value | Share |
|---|---|---|
| EBAY INC.COM | $1,121,299,500 | 36.8% |
| PAYPAL HLDGS INCCOM | $1,034,166,095 | 33.9% |
| SPDR GOLD TRGOLD SHS | $422,726,733 | 13.9% |
| ZOOM COMMUNICATIONS INCCL A | $101,085,840 | 3.3% |
| NU HLDGS LTDORD SHS CL A | $51,498,097 | 1.7% |
- Share
- 36.8%
- Share
- 33.9%
- Share
- 13.9%
- Share
- 3.3%
- Share
- 1.7%
Form 13F lists long positions in exchange-traded securities over which the filer had investment discretion, valued at quarter end. It excludes cash, bonds held outside 13(f) securities, private funds, and assets the firm does not have discretion over, so the $3.05B reported here is not the firm's $18.52B in regulatory assets, and no client's portfolio looks like this table.
Form 13F-HR for the quarter ended 30 June 2026, filed 14 August 2026. View the filing on EDGAR
Fees#
| Service | How it is charged | Stated range |
|---|---|---|
| Advisory and financial-planning work | Hours worked; employee rates reflect salary, seniority, and responsibilities. Detailed billing information is available to clients on request. | Individually set hourly rates |
| Investment services | Performance-based fee for some clients | Negotiated individually; no standard performance-fee schedule |
- How it is charged
- Hours worked; employee rates reflect salary, seniority, and responsibilities. Detailed billing information is available to clients on request.
- How it is charged
- Performance-based fee for some clients
Additional charges
Item 5 of the March 2026 brochure states that reimbursable expenses are separate from hourly fees, custodial fees, brokerage expenses, and third-party investment-management fees.
Form ADV Part 2A brochure, Item 5, dated 31 March 2026. View Item 5 in the brochure
Custodians#
| Custodian | Location | SMA assets held | Share |
|---|---|---|---|
| The Northern Trust Company | Chicago, IL | $6,155,548,270 | 33.2% |
| All other custodians | — | $12,362,889,503 | 66.8% |
- Location
- Chicago, IL
- Share
- 33.2%
- Location
- —
- Share
- 66.8%
Custody of client assets
Comprehensive Financial Management reports custody of $18,580,476,290 for 30 clients in Item 9 of its Form ADV.
Schedule D, Section 5.K.(3) lists every custodian holding 10% or more of separately managed account assets. View Section 5.K.(3) in the filing
Leadership and ownership#
| Name | Title | CRD |
|---|---|---|
| Michael Gilbert Mohr | Member | 1435017 |
| Gregory Reed Hardester | Manager & Member | 6006430 |
| Jeffrey Robert Alvord | Manager & Member | 6174468 |
| Jeffrey Colin Mohr | Special Member | 6902840 |
| Nicholas Ray Brown | Chief Compliance Officer | 7054786 |
| Jeanne Rogers Mowrey | Managing Director & Manager | 4242510 |
- Title
- Member
- Title
- Manager & Member
- Title
- Manager & Member
- Title
- Special Member
- Title
- Chief Compliance Officer
- Title
- Managing Director & Manager
Ownership chain
- Direct owners
- Schedule A reports Michael Gilbert Mohr in the 50% to 75% band, Gregory Reed Hardester in the 10% to 25% band, and Jeffrey Robert Alvord and Jeffrey Colin Mohr in the 5% to 10% band.
Schedules A and B. Ownership percentages are the SEC's reporting bands, not exact figures. View Schedule A in the filing
Offices and registrations#
- Branch offices
- 1 reported to IAPD; Part 1A lists 1 office addresses in at least 1 states
- SEC registration
- Approved 20 March 2012, file number 801-73689
- State notice filings
- 1 jurisdictions, most recently California, 20 March 2012
- Advisory staff
- 15 of 38 employees perform advisory functions; 0 are also broker-dealer registered representatives and 0 are licensed insurance agents
- Promoters
- 0 outside firms or persons solicit clients on the firm's behalf
Offices by state
- California1
Headquartered at 720 University Avenue, Suite 110, Los Gatos, CA 95032-7606. Organized as a Delaware limited liability company. The brochure dates the firm's founding to August 1986. View Section 1.F in the filing
Other business and affiliations#
This directory does not report disciplinary history, for any firm or individual, in either direction. The SEC publishes the complete record, including any disciplinary events, and it is the authoritative place to check one. See this firm's record on adviserinfo.sec.gov
Form ADV Part 1A, Items 6 and 7, and Schedule D. View Item 6 in the filing
Common questions#
What regulatory assets does Comprehensive Financial Management report?
Comprehensive Financial Management reports $18,518,437,773 in total regulatory assets under management in Item 5.F of its March 2026 Form ADV.
Source: Form ADV Part 1A, Item 5.F
How does Comprehensive Financial Management describe its fees?
Its March 2026 brochure states that hourly rates are determined individually based on employee salary, seniority, and responsibilities, and that some clients may have individually negotiated performance-based fees.
Source: Part 2A brochure, Item 5
Where is Comprehensive Financial Management based?
Form ADV Item 1.F reports its principal office at 720 University Avenue, Suite 110, Los Gatos, CA 95032-7606.
Source: Form ADV Part 1A, Item 1.F
Which custodians does Comprehensive Financial Management report?
Schedule D Section 5.K.(3) lists The Northern Trust Company with $6,155,548,270 in separately managed-account assets. These are custodians reported under that section, not a complete list of every custody arrangement.
How many offices does Comprehensive Financial Management report?
IAPD reports 1 branch offices. The reviewed Form ADV provides 1 public office addresses including headquarters; redacted addresses are excluded from the state breakdown.
Source: IAPD firm record; Form ADV Part 1A, Item 1.F and Schedule D
Answered from the filings above.
Sources
- Form ADV Part 1A, amendment filed 31 March 2026. Items 1, 5, 9, 11 and Schedules A, B and D.
- Form ADV Part 2A brochure, dated 31 March 2026. Items 4, 5, 7, 12 and 15.
- IAPD firm record, CRD 159641, compiled 29 April 2026.
Retrieved 17 September 2026. All three are published by the SEC and may have been amended since.
Report a correctionThis profile is compiled from public regulatory filings and is provided for informational purposes only. Simple Money is not affiliated with Comprehensive Financial Management LLC and makes no representation about the quality of its services. Figures reflect the filing dates shown and may have changed. Ownership percentages are the bands reported to the SEC, not exact figures.